Frequently Asked Questions ( FAQ)
1.
 What are your available financing scheme?
2.
 How much can a PAG-IBIG Overseas Program member can borrow?
3.
 How much is the interest rate that the member shall pay?
4.
 Your loan-to-collateral ratio?
   
1.
  • Cash or In-House Financing up to 5 years to pay
  • GSIS, SSS or PAG-IBIG up to 20 years to pay
  • Accredited Banks Financing up to 20 years to pay at 11% P.A.
 

                      -RCBC Savings Bank
                      -Allied Bank
                      -GSIS Family Bank
                      -GE Money Bank

   
2.
 PAG-IBIG Overseas Program Loanable Amount
-
MONTHLY CONTRIBUTION RATE
ESTIMTED GROSS MONTHLY
INCOME REQUIRED
LOAN CEILING

5 YEARS
10 YEARS

       
USD 20.00
USD 1,100.00
USD   730.00
Php 1.00M
USD 40.00
USD 1,625.00
USD 1,065.00
Php 1.50M
USD 50.00
USD 2,150.00
USD 1,400.00
Php 2.00M
3.
 PAG-IBIG Overseas Program Loan Rate


LOAN AMOUNT
INTEREST RATE

If paid on or before due date
If paid after due date
Up to Php 150,000.00
6%
8%
Over P150,000.00
to P225,000.00
9%
11%
Over P225,000.00
to P500,000.00
10%
12%
Over P500,000.00
to P2,000,000.00
12%
14%
4.
 LOAN-TO-COLLATERAL RATIO


LOAN AMOUNT
WITH BUYBACK GUARANTEE
WITHOUT BUYBACK GUARANTEE
Up to Php 150,000.00
100%
100%
Over P150,000.00
to P225,000.00
100%
100%
Over P225,000.00
to P500,000.00
100%
90%
Over P500,000.00
to P1,000,000.00
90%
80%
Over P1,000,000.00
to P2,000,000.00
90%
70%
   
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Property & model unit
Price range
Financing Scheme





   
 
   
 
 
 
 
     
   
     
 
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